Privacy Policy

Ledger Entry · Privacy Policy

gCash Privacy Policy

How GenieDeals collects, uses, and protects the information of Genieans (members) and Genie Partners (vendors) in the gCash loyalty program.

Effective date 10 August 2026
Program gCash by GenieDeals
Applicable law India — DPDP Act 2023, IT Act 2000
01

Introduction

GenieDeals (“GenieDeals”, “we”, “us”, “our”) operates the gCash loyalty rewards program (“gCash”, “the Program”) through geniedeals.in. gCash stands for “Genie Cash” — the reward currency of the Program. gCash has no value outside GenieDeals and can only be used or redeemed with our Genie Partners, against applicable Genie Price Offers.

This Policy explains what personal information we collect, why we collect it, how it is used and shared, and the choices and rights available to you. It applies to two kinds of users:

  • Genieans — individual members who enroll in and use gCash to earn and redeem rewards
  • Genie Partners — merchants and vendors who participate in the Program by posting Genie Price Offers and accepting gCash

Where a rule applies only to one group, it is marked accordingly below. By enrolling in gCash or onboarding as a Genie Partner, you agree to the collection and use of information as described here. If you do not agree, please do not enroll in or use the Program.

This Policy is drafted to align with the Digital Personal Data Protection Act, 2023 (DPDP Act) and the Information Technology Act, 2000 along with its associated rules.
02

Information We Collect

For Genieans
CategoryExamples
Identity & contact dataName, mobile number, email address, date of birth, postal address
Account datagCash member ID, username, password (hashed), enrollment date, linked payment instruments
Transaction dataPurchases that earn or redeem gCash, transaction amount, date, Genie Partner, points balance and history
Device & usage dataIP address, device identifiers, browser type, app version, pages viewed, referring URLs
Location dataApproximate location from IP address or, with permission, precise device location for nearby-offer features
CommunicationsMessages you send us, customer support records, survey responses
For Genie Partners
CategoryExamples
Business & contact dataBusiness name, registered address, GSTIN/PAN, authorized contact person’s name, phone, and email
Onboarding & account dataGenie Partner ID, login credentials (hashed), bank/payment details for settlements
Offer & transaction dataGenie Price Offers submitted, redemption volumes, settlement history
Subscription & billing dataGenie Plan selected, payment history, invoices
CommunicationsCorrespondence with our partnerships and support teams

We do not intentionally collect sensitive personal data such as health information or biometric data unless specifically required for identity or business verification, and only with explicit consent.

03

How We Use Your Information

For Genieans
  • Create and manage your gCash account and reward balance
  • Process point accrual, redemption, transfers, and expiry
  • Verify your identity and prevent fraud, abuse, or duplicate enrollment
  • Personalize Genie Price Offers and communications based on your activity
  • Send transactional messages (balance updates, redemption confirmations) and, with consent, marketing messages
For Genie Partners
  • Onboard, verify, and manage your Genie Partner account and Genie Plan
  • Review and publish your Genie Price Offers to Genieans
  • Process subscription billing, settlements, and redemption reconciliation
  • Monitor offer performance and Program compliance
General
  • Analyze Program usage to improve features and customer experience
  • Comply with legal, tax, and regulatory obligations
  • Resolve disputes and enforce our Terms and Conditions
05

Sharing & Disclosure

We do not sell personal data. We share information only in the following circumstances:

Regarding Genieans
  • Genie Partners — to record eligible transactions and enable redemption of Genie Price Offers at their outlets or platforms
  • Service providers — payment processors, cloud hosting, SMS/email delivery, analytics, and customer support vendors, acting on our instructions under confidentiality obligations
Regarding Genie Partners
  • Genieans — your published Genie Price Offer, business name, and outlet details are shown to members browsing the Program
  • Payment & settlement providers — to process subscription billing and redemption settlements
We reserve the right to suspend, restrict, or permanently detain any Genie Partner from accessing member data or continuing on the Program at any time, without prior notice, if we identify malpractice, fraud, or any activity that compromises consumer trust or the integrity of the Program.
General
  • Corporate transactions — in connection with a merger, acquisition, or sale of assets, subject to continued protection of your data
  • Legal and regulatory bodies — where disclosure is required by law, court order, or to protect the rights, property, or safety of GenieDeals, our members, our Genie Partners, or the public
06

Data Storage & Security

We apply reasonable technical and organizational security practices, consistent with the standards prescribed under the IT Act, 2000 and its rules, including encryption in transit, access controls, and regular security reviews, for the data of both Genieans and Genie Partners. Personal data collected for gCash is stored on servers located in India or with providers that maintain equivalent safeguards. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

07

Data Retention

For Genieans

We retain your personal data for as long as your gCash account remains active, and for a reasonable period afterward to resolve disputes, comply with legal and tax obligations, and enforce our agreements.

To keep the Program running smoothly, detailed transaction-level data (individual purchase and redemption records) is retained for 30 days from the date of the transaction and is then permanently deleted from our systems. This does not affect your gCash balance, which remains visible in your account ledger. Because detailed transaction records are not kept beyond 30 days, any discrepancy must be reported within the window described in Your Rights so we can investigate it while the underlying record still exists.
For Genie Partners

We retain your business, offer, and billing data for as long as your Genie Partner account remains active on the Program, and for a reasonable period afterward to comply with tax, accounting, and legal obligations.

If you close your account, we will delete or anonymize your personal data within the timeframe described in our data retention schedule, unless retention is required by law.

08

Your Rights

As a Data Principal under the DPDP Act, 2023, both Genieans and Genie Partners (or their authorized contacts) have the right to:

  • Access a summary of the personal data we hold and how it is processed
  • Request correction, completion, or updating of personal data
  • Request erasure of personal data, subject to legal retention requirements
  • Withdraw consent at any time for processing based on consent
  • Nominate another individual to exercise these rights on your behalf in the event of death or incapacity
  • Register a grievance regarding how your data is handled
For Genieans
If you notice a discrepancy relating to a transaction (e.g. incorrect gCash credited or debited), you must lodge a complaint with us within 24 hours of the transaction time. As transaction-level data is deleted 30 days after the transaction (see Data Retention), complaints raised after that point may not be resolvable.

To exercise any of these rights, contact us using the details in Contact Us. We will respond within the timeframe required by applicable law.

09

Cookies & Tracking

Our website and app use cookies and similar technologies to keep you signed in, remember preferences, and understand how the Program is used. You can control cookies through your browser or device settings; disabling certain cookies may limit some features of gCash.

10

Children’s Privacy

gCash is intended for individuals who are 18 years of age or older, or who otherwise meet the age of eligibility described in our Terms and Conditions. Where a parent or lawful guardian enrolls a child as a Geniean, we process the child’s data based on verifiable parental consent as required under the DPDP Act, 2023. The Genie Partner Program is available only to businesses and their authorized adult representatives.

11

Grievance Officer

In accordance with the Information Technology Act, 2000 and the DPDP Act, 2023, we have appointed a Grievance Officer to address complaints from Genieans and Genie Partners regarding this Policy or the handling of personal data.

NameAmmamuthu
DesignationData Protection Officer (DPO)
Emailsupport@geniedeals.in
AddressChennai, Tamil Nadu — 603103
Phone[Customer care number]
Response timeComplaints are acknowledged within 48 hours and resolved within 30 days, as required by law
12

Changes to This Policy

We may update this Policy from time to time to reflect changes in our practices or legal requirements. We will post the revised Policy with an updated effective date, and for material changes, notify Genieans and Genie Partners through the app, email, or SMS before the changes take effect.

13

Contact Us

GenieDeals — gCash Program

Reach out with any questions about this Privacy Policy or how your data is handled — whether you’re a Geniean or a Genie Partner.

Emailsupport@geniedeals.in
Websitegeniedeals.in
Phone[Customer care number]
Registered office addressChennai, Tamil Nadu — 603103
gCash (Genie Cash) — a GenieDeals loyalty program · geniedeals.in · Privacy Policy · Version 3.0 · 10 Aug 2026
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